We completed our debt free journey about 6 months before our first child was born. This was a huge blessing. In the beginning of our 6 year journey I thought, “”man I can’t wait to be done with this so I can go back to no budget and spending without thinking”. But then we got […]
What is the point of being Debt Free?
I love this question. Why? What’s the point? If I can handle my credit cards and we are making a good living why go debt free? My answer is simple. At some point in time, an emergency will happen, a job will be lost, maybe a death in the family, some unexpected life event will […]
6 tips to stay Debt Free as a Spender
I’m the spender. Still today I spend 90% of the “”spending” money in our budget. My husband doesn’t go shopping often, he will occasionally come with me to help with the kids, but it isn’t his shopping list. I do the shopping, I make the list, and ultimately I decide what we buy at the […]
A New Year’s Resolution
*This post contains affiliate links. If you make a purchase from my blog I receive a commission at no additional cost to you. My husband is a huge Dave Ramsey advocate. HUGE! Like, maybe his biggest fan ever. I am not comfortable talking about money. When I first told my husband I wanted to started […]
How to RECEIVE Gifts this Christmas and not Give
Yup. You read that right. What in the world can I mean in this season of giving to only RECEIVE? My last post “5 Ways to Save Money this Christmas” posed an excellent question, “What if I’m truly broke? I can’t afford to eat. How can I give this Christmas? I feel so guilty […]
5 Ways to Save Money This Christmas
1. Set a budget and stick to it. I can almost guarantee that your friends and family don’t want you to go into debt to buy them Christmas presents. Last year I set a budget, I stuck to that budget but my husband had a different budget in mind. On Christmas Day this caused some […]
5 Reasons to Shop at Fred Meyer
It’s true, there are stores out there that have lower prices than Fred Meyer. My husband likes to remind me of this on occasion and then I remind him of the topics below. I am on a tight budget as a SAHM so there are many things that I consider when I choose to shop […]